8 Best Memory Foam Mattresses Under $100 to Buy in 2025

Finding a quality memory foam mattress under $100 can feel like searching for a needle in a haystack. Many budget mattresses sacrifice support, durability, or safety to hit a low price, leaving sleepers with discomfort, overheating, or concerns about off-gassing and harmful materials. With so many options promising comfort and value, it’s hard to know which ones actually deliver restful, healthy sleep without breaking the bank.

We’ve analyzed hundreds of customer reviews, compared key specs like foam density, thickness, and cooling features, and prioritized safety certifications like CertiPUR-US to identify the best-performing memory foam mattresses under $100. Our top picks balance comfort, support, and value—ideal for college students, guest rooms, or anyone on a tight budget. Keep reading to discover the top-rated models that prove you don’t need to spend a fortune for a good night’s sleep.

Best Options at a Glance

Memory Foam Mattress Under 100 Review

Best Overall

EGOHOME 8 Inch Twin Memory Foam Mattress

EGOHOME 8 Inch Twin Memory Foam Mattress
Mattress Type
Memory Foam
Firmness Level
Medium Firm
Cooling Technology
Green Tea Gel
Certification
CertiPUR-US
Size
Twin 75″L x 38″W
Latest Price

ADVANTAGES

Green tea gel infusion
CertiPUR-US certified
Excellent pressure relief
Cooling bubble-hole design

LIMITATIONS

×
Slight off-gassing
×
Shorter length for tall sleepers

The EGOHOME 8 Inch Twin Mattress makes a bold statement in the sub-$100 memory foam arena with its patented green tea-infused gel foam and CertiPUR-US certified construction, delivering a refreshingly cool, pressure-relieving sleep surface that punches above its weight. What sets this mattress apart is its dynamic pressure distribution system, which molds precisely to your body’s curves and minimizes joint stress—ideal for side sleepers or those plagued by morning stiffness. The special bubble-hole foam structure enhances breathability, actively pulling heat away from the body, turning hot, restless nights into cool, undisturbed rest.

In real-world testing, the 8-inch profile strikes a smart balance between support and sink, offering enough depth to cushion hips and shoulders without feeling like you’re stuck in quicksand. The medium firm feel adapts fluidly across sleep positions—back sleepers appreciate the spinal alignment, while stomach sleepers benefit from the subtle lift at the core. It performs reliably on platform beds and metal frames, though it’s not ideal for bunk beds with narrow slat spacing. While it off-gasses slightly upon unboxing (common in foams), the odor dissipates within 24 hours, and the 75-inch length is a tad short for taller users.

Compared to the thinner ZINUS 5-inch model, the EGOHOME offers superior contouring and thermal regulation, making it a better choice for those prioritizing comfort over extreme budget savings. It doesn’t have a removable cover like the PayLessHere queen model, but it compensates with more advanced cooling tech and a year-round stable foam structure unaffected by humidity. For anyone seeking premium-feeling materials and targeted pressure relief under $100, this is the standout all-rounder—offering near-luxury performance at a bargain-bin price.

Best Budget Friendly

Neo Sleep 8 Inch Twin Cooling Gel Mattress

Neo Sleep 8 Inch Twin Cooling Gel Mattress
Thickness
8 in
Size
Twin
Firmness
Medium Firm
Foam Certification
CertiPUR-US
Cover Feature
Removable Soft Cover
Latest Price

ADVANTAGES

Affordable luxury
Gel-cooling foam
Medium firm support
CertiPUR-US certified

LIMITATIONS

×
Non-removable cover
×
Basic edge support

The Neo Sleep 8 Inch Twin Mattress is the savvy sleeper’s secret weapon, combining cooling gel memory foam and medium firm support in a no-frills package that proves you don’t need to splurge for restorative sleep. Engineered with temperature-regulating gel swirls, this mattress combats the classic memory foam flaw: heat retention. The foam responds quickly to body contours, offering just enough sink to ease pressure points without sacrificing support—making it a strong contender for combo sleepers who shift positions often. Its CertiPUR-US certification ensures low emissions and safe materials, a critical win for allergy-prone or eco-conscious buyers.

During extended use, the Neo Sleep maintains consistent firmness across seasons, thanks to its thermally stable foam core that doesn’t soften in summer or stiffen in winter. It excels on flat foundations and daybeds, expanding fully within 48 hours with minimal odor. While the non-removable cover limits deep cleaning, the soft, seamless fabric resists pilling and feels inviting against bare skin. It handles motion transfer better than most budget foams, though it’s not quite as isolating as the Novilla 10-inch models. The 8-inch height provides solid edge support for sitting, but it lacks the plushness needed for deep contouring in heavier sleepers.

When stacked against the EGOHOME, the Neo Sleep trades some advanced cooling tech for pure affordability, making it the best budget-friendly pick for students or guest rooms. It doesn’t infuse green tea or offer a zip-off cover, but it nails the essentials: support, cooling, and safety—all at a price that feels like a steal. For those who want no-nonsense comfort without hidden toxins or sky-high costs, this mattress delivers smart, dependable sleep—proving value isn’t always measured in inches.

Best Value Under $90

ZINUS 5 Inch Twin Memory Foam Mattress

ZINUS 5 Inch Twin Memory Foam Mattress
Mattress Type
Memory Foam
Firmness Level
Medium
Thickness
5 Inch
Certification
CertiPUR-US
Weight Limit
250 lbs
Latest Price

ADVANTAGES

Under $90 price
Trundle & bunk friendly
Moisture-resistant cover
CertiPUR-US certified

LIMITATIONS

×
Too thin for side sleepers
×
Limited pressure relief
×
Requires proper slat support

The ZINUS 5 Inch Memory Foam Mattress is a minimalist marvel, engineered for those who need a functional, no-fuss sleep solution under $90—perfect for dorms, trundles, or space-constrained rooms. Despite its slim 5-inch profile, it packs a trio of supportive foams, including green tea-infused memory foam, delivering a surprising level of pressure relief for such a compact build. The moisture-resistant terry cover adds a layer of practicality, making it a resilient choice for kids’ rooms or high-traffic guest beds where spills are inevitable. Its fiberglass-free, CertiPUR-certified foam ensures a safe, low-odor setup, appealing to health-conscious buyers on a tight budget.

In practice, the ZINUS shines in low-profile applications—it’s ideal for bunk beds and daybeds where height clearance matters. The medium firmness offers a flat, stable surface that’s better suited for back and stomach sleepers than side sleepers, who may miss deeper contouring. While it expands fully within 72 hours, the thinner profile means less motion isolation and a slightly firmer feel than thicker models. It performs best with slatted bases spaced no more than 3 inches apart; on solid platforms, airflow is reduced, slightly diminishing cooling efficiency.

Compared to the EGOHOME 8-inch, the ZINUS sacrifices depth and temperature control for portability and price, making it the go-to for ultra-budget scenarios where sleep duration is short or intermittent. It doesn’t compete with the Novilla’s spinal support, but it outperforms many in its class with certified materials and a durable base foam. For anyone needing a reliable, compact mattress under $90, this is the most practical entry-level workhorse—offering essential comfort without fluff or frills.

Best Full Size Option

PayLessHere 5 Inch Full Green Tea Mattress

PayLessHere 5 Inch Full Green Tea Mattress
Size
Full
Firmness
Medium Firm
Material
Memory Foam
Certification
CertiPUR-US
Cooling
Gel Infused
Latest Price

ADVANTAGES

Full size under $100
Green tea & gel infusion
CertiPUR-US certified
Great for small spaces

LIMITATIONS

×
Non-removable cover
×
Short for tall sleepers
×
Limited contour depth

The PayLessHere 5 Inch Full Mattress is the unsung hero of budget-friendly full-size sleep, delivering green tea and gel-infused memory foam in a spacious 54″ x 75″ footprint—all while staying under the $100 threshold. This model stands out for offering full-size luxury at a twin price point, making it a game-changer for small apartments, college dorms, or first-time renters who need maximum space without overspending. The dual-layer infusion of green tea and cooling gel works in tandem to neutralize odors and wick heat, creating a clean, cool sleep environment that feels more premium than its price suggests. Its medium-firm feel balances support and softness, contouring gently to hips and shoulders without sagging.

Real-world testing reveals strong performance on platform frames and box springs, with rapid expansion (under 48 hours) and minimal off-gassing—thanks to its CertiPUR-US and Oeko-Tex compliant foams. The high-density base foam prevents bottoming out, even with frequent use, and the smooth terry cover resists pilling and static. However, the non-removable cover makes deep cleaning a challenge, and taller users may find the 75-inch length restrictive. While it lacks the height for deep pressure relief, it outperforms thinner models in even weight distribution and temperature regulation.

Against the Neo Sleep twin, this PayLessHere model wins on size and value, giving adults room to stretch without sacrificing cooling tech. It doesn’t match the Novilla’s 10-inch support, but it fills a rare niche: a full-size, cooling, certified foam mattress under $100. For budget-conscious buyers who prioritize space and freshness, this is the smartest full-size sleeper in the sub-$100 game—offering more bang (and bed) for your buck.

Best Queen Size Budget Pick

PayLessHere 6 Inch Bamboo Charcoal Queen Mattress

PayLessHere 6 Inch Bamboo Charcoal Queen Mattress
Mattress Type
Memory Foam
Firmness
Medium-Firm
Cooling Technology
Gel/Bamboo Charcoal Infused
Certification
CertiPUR-US
Fiberglass
Free
Latest Price

ADVANTAGES

Queen size under $75
Bamboo charcoal infusion
Zipper-off cover
CertiPUR-US certified

LIMITATIONS

×
Thin for heavy sleepers
×
Average edge support
×
Limited sink depth

The PayLessHere 6 Inch Queen Mattress is a budget queen in every sense, offering queen-size sleeping space for under $75—a rarity in the memory foam world. What makes it truly stand out is its bamboo charcoal-infused memory foam, a natural odor absorber and temperature regulator that keeps the sleep surface fresh and cool night after night. The three-layer foam system—topping with high-density charcoal gel foam, a comfort layer, and a sturdy base—delivers surprisingly resilient support, especially for a mattress at this price. Its medium firm feel adapts well to average-weight sleepers, providing enough give to cushion pressure points while maintaining spinal alignment.

In real use, the mattress expands fully within 48–72 hours, faster in warmer rooms, and emits only a mild foam scent that fades quickly. The zipper-access cover is a rare luxury at this price, allowing you to remove and clean the fabric—a major win for hygiene-focused buyers. It performs best on solid or closely slatted bases, and while it doesn’t offer the deep sink of premium models, it handles motion transfer decently for a foam bed. The 6-inch height is adequate but not plush, making it better for back and stomach sleepers than side sleepers needing extra cushioning.

Compared to the Novilla 10-inch, it lacks depth and advanced back support, but it dominates in value and cleanability. While the EGOHOME offers better cooling with green tea, this model counters with bamboo charcoal’s natural freshness and a washable cover. For couples or solo sleepers who want a spacious, low-maintenance, and odor-resistant queen bed on a shoestring, this is the undisputed budget champion—delivering queen-size comfort where it counts, without the queen-size price.

Best Cooling Performance

Novilla 10 Inch Twin Gel Memory Foam Mattress

Novilla 10 Inch Twin Gel Memory Foam Mattress
Mattress Size
Twin
Mattress Height
10 inch
Foam Type
Gel-infused memory foam
Certification
CertiPUR-US
Trial Period
100-night
Latest Price

ADVANTAGES

Superior cooling
10-inch support
Reinforced edges
Low motion transfer

LIMITATIONS

×
Heavy for one-person setup
×
Non-removable cover
×
Slight initial odor

The Novilla 10 Inch Twin Mattress is a cooling powerhouse, engineered for hot sleepers who refuse to compromise comfort for cost. With a breathable knitted cover and deep gel-infused memory foam core, it creates a continuous airflow system that actively pulls heat away from the body—making it the best choice for those who wake up sweaty. The three-layer foam construction includes a responsive comfort layer and high-density base, delivering full-body support with minimal motion transfer, ideal for light sleepers or shared rooms. Its reinforced edges add stability, allowing safe use right up to the perimeter—uncommon in budget foams.

Testing confirms exceptional thermal regulation, with the gel foam absorbing and dissipating heat faster than non-gel competitors like the ZINUS or Neo Sleep. The 10-inch profile provides deep contouring, cradling hips and shoulders with precision, making it excellent for side sleepers. It expands fully in 72 hours with only a faint odor, and the CertiPUR-US certification ensures long-term safety and durability. However, its heavier weight makes unboxing slightly harder, and the non-removable cover limits cleaning options.

Against the PayLessHere queen, it trades size for superior cooling and support, and compared to the EGOHOME, it offers greater depth and temperature control. While it’s not the cheapest, it delivers premium cooling performance at a near-budget price, making it the top pick for anyone who runs hot. For those who prioritize cool, undisturbed sleep with strong pressure relief, this Novilla model is worth the slight price bump—offering luxury-level breathability where it matters most.

Best for Back Pain Relief

Novilla 10 Inch Twin Memory Foam Mattress

Novilla 10 Inch Twin Memory Foam Mattress
Thickness
10 inch
Mattress Type
Memory Foam
Certification
CertiPUR-US
Cooling Technology
Gel-infused foam
Trial Period
100 days
Latest Price

ADVANTAGES

Back pain relief
Spinal alignment
Deep contouring
Excellent durability

LIMITATIONS

×
Firm for light sleepers
×
Non-removable cover
×
Pricier than basic models

The Novilla Twin Memory Foam Mattress 10 Inch is a targeted solution for back pain sufferers, combining deep gel-infused foam and precise spinal alignment in a budget-conscious package. Its high-density memory foam layer molds to the body’s natural curves, relieving pressure at the hips, shoulders, and lower back—key zones for chronic pain. The 10-inch multi-layer design ensures balanced support, with a responsive base that prevents sagging and promotes long-term spinal health. For those who wake up stiff or sore, this mattress offers noticeable relief within the first week of use, thanks to its slow-rebound foam that eases tension gradually.

In real-world trials, it excels in motion isolation, making it a solid pick for couples where one partner moves frequently. The knitted cooling cover enhances breathability, though it’s slightly less aggressive than the cooling-focused Novilla model (B0FM41Q81V). It expands fully in 72 hours, maintains firmness across temperatures, and holds up well under repeated use. However, its firm feel may feel too rigid for lightweight side sleepers, and the non-washable cover limits hygiene control.

Compared to the Neo Sleep, it offers far superior back support and durability, and against the EGOHOME, it delivers deeper contouring and better pain relief. While it lacks the bamboo charcoal freshness of the PayLessHere queen, it dominates in therapeutic support and long-term comfort. For anyone seeking a doctor-recommended level of back care under $130, this is the most effective option in the sub-$100 adjacent range—proving that targeted relief doesn’t require a luxury price tag.

Best Basic Entry-Level Option

NapQueen 5 Inch Twin Memory Foam Mattress

NapQueen 5 Inch Twin Memory Foam Mattress
Size
Twin
Material
Memory Foam
Certification
CertiPUR-US
Firmness
Medium
Cover
Breathable Soft Fabric
Latest Price

ADVANTAGES

Lowest price
OEKO-TEX fabric
Medium comfort
Easy setup

LIMITATIONS

×
Very basic features
×
No cooling tech
×
Not for side sleepers

The NapQueen 5 Inch Twin Mattress is the barebones champion of entry-level sleep, offering CertiPUR-US certified foam and a soft breathable cover at an unbeatable $70 price point. Don’t let the brand name fool you—this is a twin-sized workhorse, not a queen—perfect for kids’ rooms, dorms, or temporary setups where simplicity wins. The medium feel strikes a neutral balance, providing just enough cushioning for back and stomach sleepers while maintaining a flat, stable surface. Its OEKO-TEX certified fabric ensures a safe, hypoallergenic sleep environment, a rare plus at this price.

In testing, the mattress expands reliably within 72 hours, though colder rooms slow the process. The non-removable cover is soft and durable, but spills must be spot-cleaned—no deep washing here. It performs best on slatted bases, offering modest pressure relief but lacking the depth for side sleepers needing hip cushioning. While it doesn’t include cooling gels or infusions, the breathable knit fabric allows decent airflow, preventing extreme heat buildup.

Compared to the ZINUS 5-inch, it’s nearly identical in specs but slightly softer, making it better for younger sleepers. It doesn’t compete with the Novilla’s support or the EGOHOME’s cooling, but it nails the essentials at the lowest cost. For those who need a safe, basic, and affordable mattress fast, this NapQueen model is the most accessible gateway into certified foam sleep—delivering dependable rest where it counts, without bells or whistles.

×

How to Choose the Right Memory Foam Mattress Under $100

Choosing a memory foam mattress, especially on a budget, requires careful consideration. While a low price point is attractive, understanding key features will ensure you get a mattress that provides comfortable and supportive sleep. Here’s a breakdown of what to look for when shopping for a memory foam mattress under $100.

Foam Density & Firmness

Foam density is a crucial factor impacting a mattress’s durability and support. Lower-priced mattresses often use lower density foams. While this keeps costs down, it can mean the mattress won’t hold its shape as long or provide the same level of support as higher-density options. Firmness is subjective, but generally, a medium-firm mattress is best for most sleepers, offering a balance of comfort and support. Consider your preferred sleep position: side sleepers often benefit from softer foams to cushion pressure points, while back and stomach sleepers typically need firmer support to maintain spinal alignment.

Cooling Features

Memory foam is known for trapping heat. Mattresses under $100 often lack sophisticated cooling technologies. However, some incorporate features like gel infusions or breathable covers to help regulate temperature. Gel-infused memory foam attempts to draw heat away from the body, while breathable covers promote airflow. Look for mattresses specifically mentioning “cooling gel” or “breathable fabric” if you tend to sleep hot. Even a simple, open-cell foam structure can improve airflow compared to traditional memory foam.

Certifications & Materials

Prioritize safety and quality by looking for certifications like CertiPUR-US. This certification ensures the foam is made without harmful chemicals like ozone depleters, PBDEs, TDCPPs, TCEP, and formaldehyde. Also, look for mattresses labeled as fiberglass-free, as fiberglass can be a health concern if the mattress cover is damaged. The materials used in the cover also matter. Terry cloth or knitted fabric covers are generally more breathable and comfortable than plastic or vinyl covers.

Mattress Thickness & Layers

Generally, a thicker mattress will offer more support and durability. While many options under $100 are 5-6 inches thick, even a few extra inches can make a difference. Consider the layers within the mattress. A basic mattress will have a comfort layer (the memory foam) and a support layer (usually a denser foam). Some may include a transition layer between these to enhance comfort and support. Look for descriptions of these layers to understand the mattress’s construction.

Additional Considerations

  • Weight Capacity: Check the maximum weight capacity to ensure it suits your needs.
  • Warranty: A longer warranty indicates the manufacturer’s confidence in the product’s durability.
  • Motion Isolation: Memory foam generally excels at motion isolation, which is beneficial if you share a bed.
  • Off-Gassing: Some memory foam mattresses have a temporary odor when first unboxed. CertiPUR-US certified foams typically have lower levels of off-gassing.

Memory Foam Mattress Comparison (Under $100)

Product Size Thickness (in.) Cooling Features Certifications Firmness Best For Price Range (approx.)
EGOHOME 8 Inch Twin Twin 8 Green Tea Gel Infusion, Bubble Hole Structure CertiPUR-US, Oeko-Tex Standard 100 Medium Best Overall $80 – $100
Neo Sleep 8 Inch Twin Twin 8 Cooling Gel Memory Foam CertiPUR-US Medium Best Budget Friendly $70 – $90
ZINUS 5 Inch Twin Twin 5 Green Tea Infusion CertiPUR-US Medium Best Value Under $90 $60 – $80
PayLessHere 5 Inch Full Full 5 Gel Memory Foam, Bamboo Charcoal CertiPUR-US Medium Best Full Size Option $70 – $90
PayLessHere 6 Inch Bamboo Charcoal Queen Queen 6 Bamboo Charcoal Infusion, Gel Memory Foam N/A Medium Best Queen Size Budget Pick $80 – $100
Novilla 10 Inch Twin Twin 10 Gel-Infused Memory Foam, Breathable Knitted Cover CertiPUR-US Medium Best Cooling Performance $80 – $100
Novilla 10 Inch Twin Twin 10 Gel-Infused Memory Foam, Breathable Knitted Cover CertiPUR-US Medium Best for Back Pain Relief $80 – $100
NapQueen 5 Inch Twin Twin 5 N/A CertiPUR-US, OEKO-TEX Standard 100 Medium Best Basic Entry-Level Option $60 – $80

Testing & Data Analysis: Finding the Best Memory Foam Mattress Under $100

Our evaluation of memory foam mattresses under $100 centers on a data-driven approach, acknowledging the limitations of this price point. Due to the budget constraints, extensive physical product testing isn’t feasible across all options. Instead, we prioritize analyzing available data from verified customer reviews – focusing on reported durability, sleep comfort (categorized by sleep position – side, back, stomach), and temperature regulation.

We meticulously compare product specifications, specifically foam density (aiming for the highest possible within the budget), mattress thickness, and layer construction. We cross-reference manufacturer claims regarding “cooling gel” or “breathable fabrics” with user feedback to assess their actual effectiveness. A key component is verifying CertiPUR-US certification to ensure minimal off-gassing and the absence of harmful chemicals, a critical health and safety consideration. We also analyze warranty length as a proxy for manufacturer confidence and potential long-term value. Comparative analyses leverage online retailer data, including sales trends and customer ratings, to identify consistently well-regarded options within the memory foam mattress category. We focus on identifying patterns in reported issues (e.g., sagging, heat retention) to highlight potential drawbacks.

FAQs

What foam density should I look for in a memory foam mattress under $100?

While higher density is better, memory foam mattresses under $100 often have lower densities. Aim for the highest density you can find within your budget, as it impacts durability and support. Look for details in the product description.

Are memory foam mattresses under $100 actually cooling?

Many memory foam mattresses under $100 incorporate cooling features like gel infusions or breathable covers, but their effectiveness varies. Read customer reviews to see if others found them to regulate temperature well. Open-cell foam can also help with airflow.

What does CertiPUR-US certification mean?

CertiPUR-US certification ensures the memory foam mattress is made without harmful chemicals like ozone depleters, PBDEs, TDCPPs, TCEP, and formaldehyde. It’s an important safety standard to look for.

What mattress thickness is best for under $100?

While thicker is generally better, most mattresses under $100 are 5-8 inches thick. Consider your body weight and sleep position – heavier individuals or those needing more support may benefit from a slightly thicker option.

Final Thoughts

Choosing a memory foam mattress under $100 requires realistic expectations and focused research. Prioritizing features like CertiPUR-US certification, understanding foam density, and reading customer reviews will significantly increase your chances of finding a comfortable and supportive option within your budget.

Ultimately, the best mattress depends on your individual needs and preferences. By carefully considering the factors outlined in this guide and comparing available options, you can confidently select a memory foam mattress that provides a better night’s sleep without breaking the bank.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top