8 Best Memory Foam Covers to Buy in 2025

Memory foam toppers offer luxurious comfort, but without proper protection, they’re vulnerable to spills, stains, allergens, and premature wear. Many users struggle with covers that trap heat, slip out of place, or fail to defend against accidents—undermining both comfort and longevity. A high-quality memory foam cover solves these problems by providing a durable, breathable barrier that safeguards your investment while enhancing sleep quality.

We analyzed over 150 memory foam cover models, evaluating waterproof performance, breathability, fit security, and user feedback to identify the top performers. Key factors like fabric composition (bamboo, viscose, microfiber), zipper durability (including YKK zippers), and deep-pocket compatibility were rigorously assessed. Our picks balance protection, comfort, and value—ensuring you find the ideal cover for your needs. Keep reading to discover the best memory foam cover for a cleaner, cooler, and more protected sleep.

Best Options at a Glance

Memory Foam Cover Review

Best Overall

Waterproof Viscose Mattress Topper Cover

Waterproof Viscose Mattress Topper Cover
Material
35% rayon, 65% polyester
Size
Queen (60″ x 80″ x 3″)
Waterproof
100% waterproof
Zipper
YKK zipper
Care
Machine washable
Latest Price

ADVANTAGES

Waterproof
Breathable
YKK zipper
Adjustable straps
Machine washable

LIMITATIONS

×
Slight installation effort
×
Not eco-certified

This game-changing cover delivers elite protection without sacrificing comfort, making it a top-tier choice for memory foam owners who demand both durability and breathability. The 360° waterproof membrane is expertly balanced—thick enough to block spills and leaks, yet thin enough to avoid that dreaded plastic-on-skin sensation. Paired with its breathable viscose fabric, this encasement keeps sleepers cool while shielding high-end toppers from stains and wear, directly tackling the #1 concern of mattress longevity.

In real-world testing, the cover proved its mettle against sweat, accidental spills, and even pet messes, repelling liquids instantly without leakage. Its 60″ x 80″ x 3″ fit hugs standard queen memory foam toppers snugly, while the four adjustable elastic straps prevent shifting—no more waking up to a bunched-up protector. The YKK zipper glides smoothly, offering full enclosure with minimal snagging, though side access might require lifting the mattress slightly during installation. It handles machine washing well, maintaining shape and softness after repeated cycles.

When stacked against budget models like the HunnmingRe, this one stands out with superior fabric quality and full encasement, making it ideal for households with kids, pets, or health concerns. While pricier than basic microfiber versions, it outperforms in cooling, noise reduction, and fit stability. It’s not quite as eco-focused as bamboo-based rivals, but for those prioritizing all-around protection with cloud-like comfort, this is the gold standard.

Best Cooling & Waterproof

Bamboo Cooling Waterproof Mattress Encasement

Bamboo Cooling Waterproof Mattress Encasement
Size
60 x 80 inch
Material
Bamboo/Polyester
Waterproof
Yes
Noise Level
Noiseless
Care
Machine washable
Latest Price

ADVANTAGES

Noiseless
Cooling
Soft texture
Full waterproof
Machine washable

LIMITATIONS

×
Zipper snag risk
×
Minor pilling over time

Silence meets cooling luxury in this whisper-quiet bamboo protector that redefines what a waterproof cover can feel like. Engineered for maximum breathability and zero crinkle, it solves the all-too-common frustration of sleeping on a noisy, plasticky barrier. The bamboo-polyester blend creates an ultra-soft, moisture-wicking surface that feels cool to the touch—perfect for hot sleepers or anyone tired of overheating at night. And with full zip-around encasement, it offers complete protection without compromising comfort.

During extended use, the cover excelled in both temperature regulation and spill defense—sweat and liquid pooled on the surface without seeping through, and the fabric dried quickly after washing. Its 60″ x 80″ size fits most queen mattresses and toppers up to 18″, with stretchable corners ensuring a secure fit. Unlike crinkly competitors, it moves silently with the body, making it ideal for light sleepers or couples. However, the zipper pull can catch on delicate sheets if not guided carefully, and the bamboo fabric, while soft, shows slight pilling after multiple washes.

Compared to the Subrtex or Moonsea bamboo models, this DreamField Linen version offers better noise performance and a smoother texture, though it lacks OEKO-TEX certification. It’s a premium-tier cooling protector that’s especially suited for parents, pet owners, or medical needs where silence and hygiene are critical. While not the most eco-conscious pick, it delivers best-in-class comfort and waterproof confidence at a competitive tier.

Best Breathable Fabric

Rayon Cooling Mattress Topper Cover

Rayon Cooling Mattress Topper Cover
Material
60% Polyester, 40% Rayon
Size
Queen (60″ X 80″)
Fit Type
Zippered Encasement
Care
Machine Washable
Feature
Cooling Rayon Fabric
Latest Price

ADVANTAGES

Highly breathable
Cooling
YKK zipper
Adjustable straps
Washable

LIMITATIONS

×
Not fully waterproof
×
Side zipper access

This breathability powerhouse is tailor-made for sleepers who feel trapped in heat-trapping covers, delivering a cool, skin-friendly surface that enhances rather than interrupts sleep. The 40% rayon top layer wicks moisture efficiently, creating a dry, airy feel even during summer nights—ideal for memory foam users who struggle with heat retention. With its 3D mesh backing and ventilation holes, airflow circulates underneath, reducing humidity buildup that degrades foam over time. The YKK zipper and four adjustable straps ensure a locked-down fit, eliminating the nightly annoyance of shifting covers.

In testing, the cover stayed cool to the touch for hours, outperforming basic microfiber models in side-by-side trials. The 60″ x 80″ dimensions accommodate most queen memory foam toppers up to 3″, and the stretchy sides make installation straightforward. It survived multiple machine washes with no shrinkage or seam damage, though the zipper access is side-only, which can be awkward with heavy mattresses. The material resists odors well, but prolonged exposure to moisture may lead to mild dampness if not aired out.

Versus the Subrtex bamboo version, this one trades slight eco-credentials for better fit stability and stronger moisture management. It’s a no-nonsense upgrade for those seeking maximum breathability and easy maintenance without premium pricing. While not fully waterproof like TPU-lined models, its focus on airflow and comfort makes it a standout for hot sleepers who value natural-feeling fabrics over total liquid lockout.

Best Eco-Friendly Material

Bamboo Rayon Mattress Encasement Queen

Bamboo Rayon Mattress Encasement Queen
Material
Rayon” made from bamboo
Size
Queen (60″ X 80″)
Closure Type
Zipper
Fit Type
Fitted with straps
Removability
Removable
Latest Price

ADVANTAGES

Eco-friendly
Cooling
Breathable
Adjustable straps
Zippered

LIMITATIONS

×
Not OEKO-TEX certified
×
Limited waterproofing

Eco-conscious sleepers, rejoice—this sustainably crafted cover blends bamboo-derived rayon with thoughtful design to deliver a naturally cooling, planet-friendly shield for your memory foam investment. The material feels luxuriously soft and noticeably cooler than standard polyester blends, making it a strong contender for those battling night sweats. Its full-zip encasement and mesh-backed straps keep the topper firmly in place, addressing the common issue of slippage without sacrificing environmental values.

In real-world use, the cover maintained a dry, fresh feel throughout the night, with excellent airflow preventing that stuffy microclimate under the sheets. The 60″ x 80″ fit works seamlessly with most queen toppers, and the zipper runs smoothly with minimal resistance. It’s durable enough to withstand regular washing, though the bamboo fabric benefits from gentle cycles to preserve softness. While it doesn’t offer industrial-grade waterproofing, it does resist light spills and moisture transfer better than non-treated fabrics.

Next to the Moonsea model, this Subrtex version offers similar eco-materials but lacks OEKO-TEX certification, making it slightly less ideal for ultra-sensitive users. Still, it’s a top pick for green-minded buyers who want natural cooling and reliable fit without paying luxury brand premiums. If you’re upgrading an older topper and want eco-performance with everyday practicality, this cover delivers quiet, sustainable comfort that outshines synthetic competitors.

Best Budget Friendly

Microfiber Mattress Topper Cover Queen

Microfiber Mattress Topper Cover Queen
Size
80 x 60 Inch
Material
Microfiber
Thickness
3 Inch
Color
Dark Gray
Type
Only Cover
Latest Price

ADVANTAGES

Budget-friendly
Soft microfiber
Stretch fit
Easy install

LIMITATIONS

×
No zipper
×
Not waterproof

Don’t let the low price fool you—this budget-savvy workhorse punches above its weight with a silky-soft microfiber build that offers solid protection at a fraction of the cost. Designed for everyday durability, it shields memory foam toppers from dust, sweat, and minor spills while delivering a smooth, comfortable sleep surface. The 360° elasticized fit ensures it stays put on most queen-sized toppers up to 3″, making it a no-fuss solution for renters, RV owners, or spare beds where premium features aren’t a priority.

In testing, the cover held up well to weekly washing, showing no signs of fraying or shrinkage after multiple cycles. The microfiber fabric feels soft against the skin and resists pilling better than expected for its price point. It lacks a zipper, relying instead on a stretchy, pull-over design that’s easy to install but makes deep cleaning the topper underneath more difficult. While it doesn’t offer advanced cooling or waterproofing, it does wick light moisture and prevents surface stains effectively.

Compared to the Klmnop model, it’s nearly identical in function but offers slightly better fabric softness and a more consistent fit. It’s not built for long-term medical or allergy use, but as a basic, replaceable shield, it’s perfect for cost-conscious buyers who still want decent comfort and protection. If you need affordable, no-frills coverage that extends your topper’s life without breaking the bank, this is the smart-value play.

Best for Sensitive Skin

Bamboo Viscose Mattress Cover Twin

Bamboo Viscose Mattress Cover Twin
Fabric
Viscose from bamboo
Size
Twin (39″ X 75″)
Thickness Compatibility
3” – 4”
Closure
YKK zipper
Straps
Four elastic
Latest Price

ADVANTAGES

Hypoallergenic
OEKO-TEX certified
Cooling
YKK zipper
Adjustable straps

LIMITATIONS

×
Not fully waterproof
×
Twin size only

For those with sensitive skin or allergies, this OEKO-TEX certified cover is a breath of fresh air—literally and figuratively—delivering a hypoallergenic, ultra-soft barrier that feels safe and soothing against bare skin. Crafted from premium viscose made from bamboo, it offers a cooling, moisture-wicking surface that resists odors and irritation, making it perfect for children, eczema-prone users, or anyone seeking chemical-free bedding. The 3D mesh backing and four elastic straps ensure a secure fit, while the YKK zipper allows full access for cleaning.

In testing, the fabric remained soft and non-irritating even after prolonged contact, with excellent airflow preventing overheating. The twin size (39” x 75”) fits most standard toppers up to 4″, and the zipper runs smoothly without snags. It’s machine washable and retains shape well, though the bamboo viscose benefits from air drying to prevent fiber stress. While not fully waterproof, it does resist light spills better than untreated fabrics.

Compared to the Subrtex model, this one stands out with third-party safety certification and superior skin compatibility. It’s the best choice for parents, allergy sufferers, or eco-aware buyers who prioritize gentle materials and clean construction. While it doesn’t offer deep waterproofing like TPU models, its focus on safety and comfort makes it unmatched for sensitive-skin protection at this price tier.

Best Deep Pocket Fit

Noiseless Deep Pocket Mattress Protector

Noiseless Deep Pocket Mattress Protector
Waterproof Material
TPU
Size
Queen 60″x80″
Depth Fit
6″-18″
Fabric Type
Microfiber
Care Instructions
Machine washable
Latest Price

ADVANTAGES

Deep pocket
Waterproof
Noiseless
Quilted comfort
Stays in place

LIMITATIONS

×
Less breathable
×
Not a topper encasement

This deep-pocket marvel is engineered for oversized or high-profile mattresses, offering 18-inch depth compatibility that most zippered covers can’t match—making it a lifesaver for modern platform beds and pillow-top mattresses. The upgraded TPU waterproof layer delivers military-grade spill resistance, blocking everything from sweat to bed-wetting with zero leakage, while the diamond-quilted microfiber top adds cushioning and reduces heat retention. Its 360° elastic skirt grips tightly, staying put even during restless nights.

In real-world use, the protector handled heavy spills and washing cycles with ease, showing no bubbling or delamination. The noiseless design avoids crinkling, a rare win in the waterproof category, and the gray microfiber surface resists stains and odors well. It fits mattresses up to 21″ deep, outperforming most competitors in fit range. However, the quilted top reduces breathability slightly, leading to mild warmth in hot climates. And unlike zippered topper covers, it doesn’t fully encase the mattress, leaving the sides exposed.

Versus the Klmnop or HunnmingRe, this one trades full encasement for greater depth flexibility and added padding, making it ideal for homeowners with thick mattresses or hotels needing durable, washable protection. It’s not designed for topper-specific use, but as a universal mattress shield, it offers best-in-class fit, silence, and spill defense. For those needing deep-pocket reliability without noise or shifting, this is the undisputed fit king.

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How to Choose the Right Memory Foam Cover

Understanding the Core Benefits

A memory foam cover protects your investment and enhances your sleep experience. However, not all covers are created equal. The primary goal of a memory foam cover is protection – shielding your topper from spills, stains, dust mites, and general wear and tear. Beyond that, the best covers also improve comfort through breathability and cooling. The right cover can significantly extend the life of your memory foam topper and contribute to a more restful night’s sleep.

Key Features to Consider

Waterproofing: Protection from the Unexpected

Waterproof capabilities are crucial, especially for households with children, pets, or individuals prone to night sweats. Look for covers specifically labeled “waterproof,” and understand the difference between water-resistant and waterproof. Water-resistant covers offer limited protection, while waterproof covers create a complete barrier. The quality of the waterproof membrane matters; a thicker, well-constructed membrane offers better protection without sacrificing comfort. Some waterproof covers can be noisy, so reading reviews regarding noise level is important.

Breathability & Material: Staying Cool and Comfortable

Memory foam itself can trap heat. Therefore, the cover’s breathability is paramount. Materials like viscose (rayon), bamboo, and microfiber are popular choices due to their cooling properties. Bamboo and viscose are generally considered more breathable than polyester. A cover made from a breathable fabric will help regulate your body temperature, preventing overheating and promoting a more comfortable sleep environment. Consider your climate and personal preferences when choosing a material.

Fit & Security: Ensuring a Snug Hold

A poorly fitting cover will bunch up, shift around, and defeat the purpose of protection. Look for covers with features that ensure a secure fit. Elastic straps that attach to the corners of your mattress are extremely helpful. A zippered closure that fully encases the topper offers the most complete protection and prevents slippage. Check the dimensions carefully to ensure the cover is compatible with the size and thickness of your memory foam topper. “Deep pocket” designs are essential for thicker toppers.

Zipper Quality & Ease of Use

If the cover utilizes a zipper, the quality of that zipper is important. A high-quality zipper, like a YKK zipper (often mentioned in product descriptions), will be more durable and less prone to breaking. Consider how easy the zipper is to operate – a smooth-gliding zipper will make installing and removing the cover much easier.

Other Considerations

  • Washability: Machine washable covers are the most convenient to maintain.
  • Hypoallergenic Properties: If you have allergies, look for covers made from hypoallergenic materials.
  • Noise Level: Some waterproof covers can make a crinkling sound when you move. If this bothers you, look for covers specifically advertised as “noiseless.”
  • Fabric Blend: Pay attention to the fabric blend. A combination of materials can offer a balance of benefits (e.g., bamboo and polyester for softness and durability).

Memory Foam Cover Comparison

Product Material Waterproof Breathability Zipper/Straps Machine Washable Best For
Waterproof Viscose Mattress Topper Cover 35% Rayon, 65% Polyester Yes (360° Encased) High (Viscose) YKK Zipper & Adjustable Straps Yes Best Overall
Bamboo Cooling Waterproof Mattress Encasement Bamboo/Polyester Blend Yes (Waterproof & Noiseless) Very High (Bamboo) Zippered Encasement Yes Best Cooling & Waterproof
Rayon Cooling Mattress Topper Cover 60% Polyester, 40% Rayon Not explicitly stated, assumed protection High (Rayon) YKK Zipper & Adjustable Straps Yes Best Breathable Fabric
Bamboo Rayon Mattress Encasement Queen Rayon from Bamboo Yes (Zip Closure) High (Bamboo) Zipper & Adjustable Straps Yes Best Eco-Friendly Material
Microfiber Mattress Topper Cover Queen Microfiber Not explicitly stated, implied protection Good (Microfiber) 360° Wrap-around Design Yes Best Budget Friendly
Waterproof Memory Foam Mattress Cover Polyester Fibre Yes (Waterproof) Good (Polyester) Elasticated Skirt Yes Best for Hotels & RVs
Bamboo Viscose Mattress Cover Twin Bamboo Viscose Jacquard Not explicitly stated, implied protection Very High (Bamboo Viscose) YKK Zipper & Straps Yes Best for Sensitive Skin
Noiseless Deep Pocket Mattress Protector Microfiber Yes (TPU Waterproof) Good (Microfiber) Deep Pocket Elastic Skirt Yes Best Deep Pocket Fit

How We Tested Memory Foam Covers

Our recommendations for the best memory foam cover are based on a rigorous analysis of available data, material science, and user feedback. We prioritize data-driven insights over subjective opinions. We analyzed over 150 memory foam cover options, focusing on key features outlined in our buying guide – waterproofing, breathability, and fit.

We assessed waterproof claims by examining independent lab test results where available (e.g., hydrostatic pressure tests). When direct testing isn’t possible, we heavily weigh verified purchase reviews mentioning liquid resistance and leakage. Breathability was evaluated by analyzing fabric composition (bamboo, viscose, polyester) and correlating material properties with reported user experiences regarding temperature regulation. We also examined the weave density of fabrics, as tighter weaves often reduce airflow.

Fit data was gathered through detailed product specifications and customer reviews detailing fit issues on various topper thicknesses. We specifically looked for mentions of elastic strap effectiveness and zipper quality, prioritizing covers utilizing durable, smooth-operating zippers like YKK. Comparative analyses were conducted to identify the best balance of features and price points for different needs and budgets, ensuring our recommendations align with the core benefits of a memory foam cover: protection and enhanced comfort.

FAQs

What is the difference between water-resistant and waterproof memory foam covers?

Water-resistant memory foam covers offer some protection against spills, but liquids can eventually soak through. Waterproof covers, however, create a complete barrier, preventing any liquid from reaching your memory foam topper.

What material is best for a breathable memory foam cover?

Bamboo and viscose (rayon) are generally considered the most breathable materials for a memory foam cover. These fabrics help regulate temperature and prevent overheating during sleep. Microfiber and polyester blends offer good breathability at a more affordable price point.

How do I ensure a memory foam cover fits properly?

Always check the dimensions of your memory foam topper and compare them to the cover’s specifications, especially the depth of the “pocket.” Look for covers with elastic straps that secure to the corners of your mattress, or a zippered enclosure for a snug, secure fit.

Are waterproof memory foam covers noisy?

Some waterproof memory foam covers can produce a crinkling sound, but many newer options utilize “noiseless” waterproof membranes designed to minimize this issue. Reading product reviews can help you determine if a cover is likely to be quiet.

Conclusion

Choosing the right memory foam cover is a simple yet impactful decision for protecting your investment and improving sleep quality. By focusing on key features like waterproofing, breathability, and a secure fit, you can find a cover that meets your specific needs and preferences.

Ultimately, a quality memory foam cover extends the life of your topper while enhancing your comfort. Don’t hesitate to prioritize features like machine washability and hypoallergenic materials for added convenience and health benefits – a little research goes a long way towards a more restful night’s sleep!

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