Memory foam toppers offer luxurious comfort, but without proper protection, they’re vulnerable to spills, stains, allergens, and premature wear. Many users struggle with covers that trap heat, slip out of place, or fail to defend against accidents—undermining both comfort and longevity. A high-quality memory foam cover solves these problems by providing a durable, breathable barrier that safeguards your investment while enhancing sleep quality.
We analyzed over 150 memory foam cover models, evaluating waterproof performance, breathability, fit security, and user feedback to identify the top performers. Key factors like fabric composition (bamboo, viscose, microfiber), zipper durability (including YKK zippers), and deep-pocket compatibility were rigorously assessed. Our picks balance protection, comfort, and value—ensuring you find the ideal cover for your needs. Keep reading to discover the best memory foam cover for a cleaner, cooler, and more protected sleep.
Best Options at a Glance

Waterproof Viscose Mattress Topper Cover
Best Overall
- 35% rayon, 65% polyester
- Queen (60″ x 80″ x 3″)
- 100% waterproof
- YKK zipper
- Machine washable

Bamboo Cooling Waterproof Mattress Encasement
Best Cooling & Waterproof
- 60 x 80 inch
- Bamboo/Polyester
- Yes
- Noiseless
- Machine washable

Rayon Cooling Mattress Topper Cover
Best Breathable Fabric
- 60% Polyester, 40% Rayon
- Queen (60″ X 80″)
- Zippered Encasement
- Machine Washable
- Cooling Rayon Fabric

Bamboo Rayon Mattress Encasement Queen
Best Eco-Friendly Material
- Rayon” made from bamboo
- Queen (60″ X 80″)
- Zipper
- Fitted with straps
- Removable

Microfiber Mattress Topper Cover Queen
Best Budget Friendly
- 80 x 60 Inch
- Microfiber
- 3 Inch
- Dark Gray
- Only Cover

Bamboo Viscose Mattress Cover Twin
Best for Sensitive Skin
- Viscose from bamboo
- Twin (39″ X 75″)
- 3” – 4”
- YKK zipper
- Four elastic

Noiseless Deep Pocket Mattress Protector
Best Deep Pocket Fit
- TPU
- Queen 60″x80″
- 6″-18″
- Microfiber
- Machine washable
Memory Foam Cover Review
How to Choose the Right Memory Foam Cover
Understanding the Core Benefits
A memory foam cover protects your investment and enhances your sleep experience. However, not all covers are created equal. The primary goal of a memory foam cover is protection – shielding your topper from spills, stains, dust mites, and general wear and tear. Beyond that, the best covers also improve comfort through breathability and cooling. The right cover can significantly extend the life of your memory foam topper and contribute to a more restful night’s sleep.
Key Features to Consider
Waterproofing: Protection from the Unexpected
Waterproof capabilities are crucial, especially for households with children, pets, or individuals prone to night sweats. Look for covers specifically labeled “waterproof,” and understand the difference between water-resistant and waterproof. Water-resistant covers offer limited protection, while waterproof covers create a complete barrier. The quality of the waterproof membrane matters; a thicker, well-constructed membrane offers better protection without sacrificing comfort. Some waterproof covers can be noisy, so reading reviews regarding noise level is important.
Breathability & Material: Staying Cool and Comfortable
Memory foam itself can trap heat. Therefore, the cover’s breathability is paramount. Materials like viscose (rayon), bamboo, and microfiber are popular choices due to their cooling properties. Bamboo and viscose are generally considered more breathable than polyester. A cover made from a breathable fabric will help regulate your body temperature, preventing overheating and promoting a more comfortable sleep environment. Consider your climate and personal preferences when choosing a material.
Fit & Security: Ensuring a Snug Hold
A poorly fitting cover will bunch up, shift around, and defeat the purpose of protection. Look for covers with features that ensure a secure fit. Elastic straps that attach to the corners of your mattress are extremely helpful. A zippered closure that fully encases the topper offers the most complete protection and prevents slippage. Check the dimensions carefully to ensure the cover is compatible with the size and thickness of your memory foam topper. “Deep pocket” designs are essential for thicker toppers.
Zipper Quality & Ease of Use
If the cover utilizes a zipper, the quality of that zipper is important. A high-quality zipper, like a YKK zipper (often mentioned in product descriptions), will be more durable and less prone to breaking. Consider how easy the zipper is to operate – a smooth-gliding zipper will make installing and removing the cover much easier.
Other Considerations
- Washability: Machine washable covers are the most convenient to maintain.
- Hypoallergenic Properties: If you have allergies, look for covers made from hypoallergenic materials.
- Noise Level: Some waterproof covers can make a crinkling sound when you move. If this bothers you, look for covers specifically advertised as “noiseless.”
- Fabric Blend: Pay attention to the fabric blend. A combination of materials can offer a balance of benefits (e.g., bamboo and polyester for softness and durability).
Memory Foam Cover Comparison
Product | Material | Waterproof | Breathability | Zipper/Straps | Machine Washable | Best For |
---|---|---|---|---|---|---|
Waterproof Viscose Mattress Topper Cover | 35% Rayon, 65% Polyester | Yes (360° Encased) | High (Viscose) | YKK Zipper & Adjustable Straps | Yes | Best Overall |
Bamboo Cooling Waterproof Mattress Encasement | Bamboo/Polyester Blend | Yes (Waterproof & Noiseless) | Very High (Bamboo) | Zippered Encasement | Yes | Best Cooling & Waterproof |
Rayon Cooling Mattress Topper Cover | 60% Polyester, 40% Rayon | Not explicitly stated, assumed protection | High (Rayon) | YKK Zipper & Adjustable Straps | Yes | Best Breathable Fabric |
Bamboo Rayon Mattress Encasement Queen | Rayon from Bamboo | Yes (Zip Closure) | High (Bamboo) | Zipper & Adjustable Straps | Yes | Best Eco-Friendly Material |
Microfiber Mattress Topper Cover Queen | Microfiber | Not explicitly stated, implied protection | Good (Microfiber) | 360° Wrap-around Design | Yes | Best Budget Friendly |
Waterproof Memory Foam Mattress Cover | Polyester Fibre | Yes (Waterproof) | Good (Polyester) | Elasticated Skirt | Yes | Best for Hotels & RVs |
Bamboo Viscose Mattress Cover Twin | Bamboo Viscose Jacquard | Not explicitly stated, implied protection | Very High (Bamboo Viscose) | YKK Zipper & Straps | Yes | Best for Sensitive Skin |
Noiseless Deep Pocket Mattress Protector | Microfiber | Yes (TPU Waterproof) | Good (Microfiber) | Deep Pocket Elastic Skirt | Yes | Best Deep Pocket Fit |
How We Tested Memory Foam Covers
Our recommendations for the best memory foam cover are based on a rigorous analysis of available data, material science, and user feedback. We prioritize data-driven insights over subjective opinions. We analyzed over 150 memory foam cover options, focusing on key features outlined in our buying guide – waterproofing, breathability, and fit.
We assessed waterproof claims by examining independent lab test results where available (e.g., hydrostatic pressure tests). When direct testing isn’t possible, we heavily weigh verified purchase reviews mentioning liquid resistance and leakage. Breathability was evaluated by analyzing fabric composition (bamboo, viscose, polyester) and correlating material properties with reported user experiences regarding temperature regulation. We also examined the weave density of fabrics, as tighter weaves often reduce airflow.
Fit data was gathered through detailed product specifications and customer reviews detailing fit issues on various topper thicknesses. We specifically looked for mentions of elastic strap effectiveness and zipper quality, prioritizing covers utilizing durable, smooth-operating zippers like YKK. Comparative analyses were conducted to identify the best balance of features and price points for different needs and budgets, ensuring our recommendations align with the core benefits of a memory foam cover: protection and enhanced comfort.
FAQs
What is the difference between water-resistant and waterproof memory foam covers?
Water-resistant memory foam covers offer some protection against spills, but liquids can eventually soak through. Waterproof covers, however, create a complete barrier, preventing any liquid from reaching your memory foam topper.
What material is best for a breathable memory foam cover?
Bamboo and viscose (rayon) are generally considered the most breathable materials for a memory foam cover. These fabrics help regulate temperature and prevent overheating during sleep. Microfiber and polyester blends offer good breathability at a more affordable price point.
How do I ensure a memory foam cover fits properly?
Always check the dimensions of your memory foam topper and compare them to the cover’s specifications, especially the depth of the “pocket.” Look for covers with elastic straps that secure to the corners of your mattress, or a zippered enclosure for a snug, secure fit.
Are waterproof memory foam covers noisy?
Some waterproof memory foam covers can produce a crinkling sound, but many newer options utilize “noiseless” waterproof membranes designed to minimize this issue. Reading product reviews can help you determine if a cover is likely to be quiet.
Conclusion
Choosing the right memory foam cover is a simple yet impactful decision for protecting your investment and improving sleep quality. By focusing on key features like waterproofing, breathability, and a secure fit, you can find a cover that meets your specific needs and preferences.
Ultimately, a quality memory foam cover extends the life of your topper while enhancing your comfort. Don’t hesitate to prioritize features like machine washability and hypoallergenic materials for added convenience and health benefits – a little research goes a long way towards a more restful night’s sleep!